Industry News

Triple DES (3DES):
The clock is winding down for most ATM operators to complete their conversion to 3DES. 3DES is the enhanced encryption standard required for all installed ATMs processing in the United States after 2006. It is already required that any new ATMs meet this requirement before they can be installed on any processor. Although the deadline has been extended from the original April, 2004, it is likely that the deadlines in place now will remain firm.

New Regulations and ATM Compliance:
In April 2005, Visa/Plus notified member banks that sponsor ATM ISOs of a new rule that requires additional documentation if the ISO sells or leases the ATM to another party (Merchant, investor, employee) and the member retains sponsorship. The rule is effective November 1, 2005 for new merchants, all existing merchants must be reviewed and due diligence completed by November 2006.

 

 

Information Sales Associates, Inc.
d.b.a. ISA-Ecash
45 Walpole Street, Suite 2
Norwood, MA 02062
781-551-5930
781-551-5932 Fax
Email

Welcome to ISA-Ecash!

ISA-Ecash is a full service ATM Management company headquartered in Massachusetts. We have been providing ATM services for over 15 years throughout the continental United States.
Our full management service includes:

  • Sales and installations of new ATMs
  • Processing, ATM Network access, and sponsorship for all sites
  • Hardware maintenance for all sites
  • Cash service including cash forecasting, cash accounting and armored car service
  • Full turnkey service or merchant ala cart
  • Accounting, historical record keeping, and customer payment services for all sites
Choosing the Correct ATM:

We offer multiple ATMs for different applications. The standard ATM for inside stand-alone applications is the Triton 9100.

Cash Services

ISA-Ecash provides cash for ATM operations to qualified sites. Cash can be the most expensive single component of ATM operations so it pays to work with a company that knows how to be efficient.
How are cash services priced? Cash expenses include the rental fee for the cash that is used and the cost of the bonded armored carrier that delivers the cash.
If you are you interested in learning more about cash services, please contact Jack O'Toole or Jim McGuire for a customized proposal addressing your specific needs.

Investment
How are ATM portfolios evaluated?

Typically, an ATM site is valued based on its profitability and likelihood of continuation. Profitability is calculated by taking the revenue from surcharges and other sources less expenses. Likelihood of continuation is determined by the ATM agreement you have with the site, its protection against cancellation, and its remaining term.

If you are you interested in selling your portfolio of ATMs, please contact Jack O'Toole or Jim McGuire for a customized quote on your portfolio

Inexperienced with the whole process of setting up and operating ATMs?

Did you know that about 30% of the cash dispensed from an ATM is spent at that location? In addition, the fees generated can be an excellent source of additional profits for your location.

If you are you interested in learning more about an ATM at your location, please contact Jack O'Toole or Jim McGuire for a customized proposal.


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Banks:
Attract More Customers!

ISA-Ecash offers special services to meet the needs of customers with active ATM programs
Why would a company like ISA-Ecash be able to increase your profits and customer satisfaction? Do you have valued customers pressuring you to put an ATM in their location? Would your bank benefit from having your brand on additonal ATMs? Do you have a few ATMs in remote locations that are losing money? You'd' like to discontinue some ATMs but don't want to upset certain customers?

In many instances, ISA-Ecash has lower processing and operating costs when operating outside of bank locations. We can offer your customers surcharge-free access while charging non-bank customers the normal surcharge.

If you are you interested in pursuing ATM profit opportunities, please contact Jack O'Toole or Jim McGuire for a customized proposal addressing your specific needs.